Google pay brings a NFC based Tap-to-Pay service for Android users in India.

Google pay brings a NFC based Tap-to-Pay service for Android users in India.
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Google enabled tokenisation across its payment platform Google Pay today in India. Now, Android users will be able to make transactions on near-field communication (NFC) -enabled POS terminals and online merchants via their phones. By using the tokenisation, users can make payments by their debit or credit cards through a digital token. There is no need to share debit or credit card details physically.

Google Pay has collaborated with Visa and other banking partners to bring this feature in India. This feature is now available for Axis and SBI Card holders. But they have claimed that it will start for Kotak and other banks soon.

“We are hopeful that the tokenisation feature will further encourage users to transact securely and safely in the current times, and expand merchant transactions both online and offline”

-Sajith Sivanandan, Business Head of Google Pay India

The feature also works with online retailers, delivering more native and seamless OTP experiences without any redirects to 3D Secure websites. With the method of tokenisation, Google Pay will enable NFC-capable Android devices to make contactless payments at over 2.5 million Visa merchant locations.

The new service will allow customers to scan and pay at more than 1.5 million Bharat QR enabled retailers. Apart from that customers can pay bills and recharges from their Google Pay app using their card

Google Pay India

“Visa recently crossed over 1 billion token credentials globally and with Google Pay live in India, we expect these numbers to rise significantly. We are excited to partner with Google to further accelerate digital payment innovations in times to come for the Indian market and beyond”

TR Ramachandran, Group Country Manager, Visa, India & South Asia.

How to use this feature

In order to use the tap to pay feature, users need to open Google Pay on their smartphones first. Then they have to make a one-time setup entering their card details and follow it by entering the OTP. By this process, the card will be registered to the app. Once the registration is done, customers can use this facility to make payments at NFC-enabled terminals, the company said.